The 5 Most Dangerous Retirement Mistakes

And how to avoid them before it's too late

Author

Igor Buinevici
October 11, 2025

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Hey,

I need to be honest with you.

Most people think they’re “doing fine” with their savings.

But the reality?

Less than 1 in 3 people will be financially ready for retirement.

That’s a shocking number - and it’s completely avoidable.

Here are the 5 biggest retirement mistakes that quietly destroy wealth:

Mistake #1 - Starting too late

Even a few hundred dollars invested monthly can grow into millions.

Delay just 10 years and you could miss hundreds of thousands or even millions.

Mistake #2 - Missing the best days

Trying to time the market? One missed day can erase years of gains.

Stick to your long-term plan.

Mistake #3 - Fear of downturns

Markets drop - that’s normal.

Panic selling locks in losses and destroys wealth.

Mistake #4 - Ignoring fees

2% per year seems small - until it eats a huge chunk of your portfolio over decades.

Keep costs low.

Mistake #5 - No diversification

All your eggs in one basket? That’s gambling, not investing. Spread wisely.

Retiring comfortably isn’t luck - it’s about avoiding mistakes, staying consistent, and having the right system.

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Take action today and secure your financial future.

Your future self will thank you,
Igor

P.S. Join the Investment MBA and learn how to build wealth the right way - or watch others pull ahead while you stay stuck. The choice is yours.